分类： business

India’s fintech sector is experiencing unprecedented growth, driven by technological innovation and strategic government initiatives. With over 10,000 companies and $40 billion in investments, the sector has become a cornerstone of India’s digital economy. The Reserve Bank of India (RBI) recently unveiled the Unified Market Interface, a groundbreaking platform enabling instant trading of financial assets as digital tokens, settled through the central bank’s digital currency. This development marks a pivotal moment in India’s digital finance ecosystem, which is further bolstered by advancements in data integration, asset tokenization, artificial intelligence (AI), and cybersecurity. The account aggregator framework currently serves 160 million accounts, enhancing financial inclusivity and transparency. Additionally, the Unified Lending Interface has bridged India’s credit gap, sanctioning 3.2 million loans worth Rs. 1.7 trillion since its launch. The retail digital e-rupee, adopted by 19 banks and 7 million users, has also emerged as a critical component of India’s digital public infrastructure. Despite lower R&D spending compared to the US and China, India is leveraging AI to accelerate innovation in life sciences, climate resilience, and space technology. The automotive sector is also thriving, with vehicle exports growing by 20% in the first half of 2025, driven by global demand for electric vehicles and SUVs manufactured in India. Companies like Suzuki, Hyundai, and Nissan are leading this export surge, positioning India as a global manufacturing hub.

Since 1953, China has periodically introduced five-year plans to guide its economic transformation. The 15th five-year plan, unveiled in October 2025, aims to address sluggish domestic growth and intensifying geopolitical rivalry by emphasizing technological self-reliance, industrial modernization, and expanded domestic demand. President Xi Jinping and other leaders are betting on innovation-driven growth to secure China’s future, despite concerns about weak consumer spending and economic risks. The plan prioritizes advanced manufacturing, tech innovation, and green industries, such as aerospace, renewable energy, and quantum computing. Beijing’s focus on indigenizing critical technologies and military-civil fusion underscores its dual goals of economic and national security. However, the plan’s limited attention to boosting domestic demand and household consumption raises questions about its ability to rebalance the economy. While China’s push for high-tech industries could reshape global supply chains, it may also exacerbate trade frictions with advanced economies. The success of this ambitious plan will ultimately depend on whether it improves the lives of Chinese citizens by 2030.

Dubai is rapidly emerging as a global nexus for wealth, strategically bridging the financial ecosystems of Asia and the Middle East. This transformation is driven by a surge in cross-border investments and the growing influence of globally minded families seeking diversified wealth management solutions. According to Derrick Tan, Group Executive Chairman of WRISE Group, Dubai is uniquely positioned to serve the next generation of Asian wealth, which is mobile, sophisticated, and increasingly interconnected.

In a significant development for the global financial markets, ASB Capital, a purpose-driven asset management firm with $5.8 billion in assets under management (AUM), has partnered with Xtrackers by DWS, a leading European provider of exchange-traded funds (ETFs), to launch the XASB Sukuk ETF on the London Stock Exchange (LSE). This marks ASB Capital’s first Shari’a-compliant ETF and a milestone for Xtrackers by DWS, offering investors regulated, cost-efficient, and diversified access to the growing Sukuk market. The ETF provides exposure to over 150 Sukuk, addressing historical barriers such as high minimum investment requirements and limited product innovation. Sukuk, which represent 45% of the $2.5 trillion USD-denominated debt market, are forecasted to exceed $2 trillion by 2030, driven by their asset-backed nature and consistent performance. The partnership leverages Xtrackers’ expertise in ETF structuring and ASB Capital’s regional influence, creating a gateway for global investors to participate in this resilient asset class. Hichem Djouhri, Senior Executive Officer at ASB Capital, emphasized the firm’s commitment to innovative and accessible investment solutions, while Houda Ennebati, Head of Xtrackers ETF Sales – France & MENA, highlighted the ETF’s role in broadening investor participation in economic development. ASB Capital, licensed by the Dubai Financial Services Authority (DFSA), continues to strengthen its position as a regional leader with global reach.

Dubai-based real estate developer Deyaar Development has announced a remarkable 23.7% year-on-year increase in profit after tax for the first nine months of 2025, reaching Dh406.4 million. This impressive financial performance was fueled by a 39.1% surge in total revenue, which rose to Dh1.447 billion from Dh1.040 billion in the same period last year. The company’s core property development segment was the primary driver of growth, with revenue soaring 46.4% to Dh1.196 billion. Other business segments also contributed positively, recording a 12.2% growth to Dh251 million. Profit before tax increased by 22.1% to Dh425.7 million, while earnings per share climbed 24.2% to 9.33 fils. Deyaar’s total assets grew by 12.3% to Dh7.591 billion, reflecting its expanding scale. Saeed Mohammed Al Qatami, CEO of Deyaar, attributed the success to the company’s strategic direction and disciplined execution. He highlighted recent project launches, including Downtown Residences, the final phase of Park Five, and the luxury AYA Beachfront Residences, as evidence of the company’s ability to meet market demands. Al Qatami expressed optimism for the remainder of 2025, citing Dubai’s Economic Agenda D33 and the 2040 Urban Master Plan as key enablers of growth. The company remains focused on profitability and launching selective projects that align with evolving customer needs. Strategic milestones during the period included the launch of the ultra-luxury Downtown Residences, set to become Deyaar’s tallest project upon completion in 2030. Additionally, the company is progressing on delivery targets, with the Amalia project underway and the Regalia tower in Business Bay scheduled for completion before year-end.