In a significant expansion of its digital wealth ecosystem, UAE-based fintech platform Botim Money has launched fractional silver investing, enabling users to trade the precious metal with investments as low as Dh10. The new feature, accessible through the Botim app, allows eligible users to purchase, sell, and manage digital silver holdings without the traditional barriers associated with physical precious metals.
This strategic move follows the remarkable success of Botim Money’s gold investment service, introduced in partnership with OGold in 2025, which has processed over 128,000 trades totaling more than Dh100 million in transaction value. The platform’s latest offering eliminates conventional obstacles such as high minimum purchase requirements, storage costs, and handling concerns that have historically limited retail participation in precious metals markets.
Sacha Haider, Chief Operating Officer of Astra Tech and Botim, emphasized that fractional investing has removed traditional investment thresholds, creating accessible pathways for portfolio diversification. The initiative strengthens Botim’s partnership with OGold, an Emirati precious metals platform dedicated to digitizing gold and silver ownership.
Bandar Alothman, Chairman and Founder of OGold, highlighted that the collaboration enables digital silver holdings to generate returns through structured investment solutions rather than remaining idle assets. The launch comes at a pivotal time for silver markets, with industry forecasts projecting a sixth consecutive annual supply deficit in 2026 of approximately 67 million ounces, alongside growing retail investment demand despite softer industrial consumption in certain segments.
This development reflects the broader transformation toward digital-first financial services in the UAE, where fintech platforms are increasingly integrating accessible investment tools within everyday payment and remittance applications, particularly appealing to younger and first-time investors seeking inflation hedges and portfolio diversification options.