Ajman Bank has announced a remarkable financial performance for the first nine months of 2025, with profit before tax soaring by 32% year-on-year to Dh414 million. This impressive growth underscores the bank’s operational strength and strategic focus on sustainable development. The results were reviewed during a Board of Directors meeting led by Sheikh Ammar bin Humaid Al Nuaimi, Crown Prince of Ajman and Chairman of Ajman Bank. Profit after tax also saw a substantial increase, rising 31% to Dh380 million. Total operating income reached Dh1.2 billion, while net operating income stood at Dh660 million, reflecting robust performance across the bank’s core business segments. Ajman Bank’s total assets grew by 23% since the end of 2024, reaching Dh28.0 billion, driven by a 20% increase in total financing to Dh18.5 billion. Customer deposits rose 14% to Dh20.6 billion, and shareholders’ equity increased 8% to Dh3.4 billion, highlighting the bank’s stable funding base and balance sheet expansion. Key financial metrics also improved, with Return on Equity (ROE) rising to 15.6% and Return on Assets (ROA) improving to 2.0%. The bank’s asset quality strengthened significantly, with the Non-Performing Loans (NPL) Ratio dropping to 7.7% and the Real Estate Ratio declining to 31.9%. Mustafa Al Khalfawi, CEO of Ajman Bank, emphasized the bank’s commitment to enhancing efficiency, optimizing its balance sheet, and expanding its digital ecosystem to drive sustainable growth. The bank also reaffirmed its dedication to Ajman Vision 2030 and the UAE’s broader economic transformation goals, including its Dh4 billion Sustainable Finance pledge by 2030 and Net Zero Emission target by 2050.