分类: technology

  • Fintech revolution: Super apps, the next frontier in payments

    Fintech revolution: Super apps, the next frontier in payments

    In the rapidly evolving landscape of digital innovation, super apps have emerged as a transformative force, reshaping how consumers interact with financial services and everyday conveniences. Originating in Asia with platforms like WeChat and Grab, these all-in-one digital ecosystems integrate messaging, shopping, ride-hailing, payments, and even healthcare into a single, seamless experience. As consumer expectations soar and financial services become increasingly embedded in daily life, super apps are no longer a niche concept but the next frontier in payments. At their core, super apps redefine digital convenience by offering frictionless experiences. Users can book a taxi, order food, pay bills, transfer money, invest in crypto, or access Buy Now Pay Later (BNPL) credit—all within one app. For businesses, the value is immense, unlocking cross-sell opportunities, leveraging data for personalized journeys, and enhancing customer lifetime value. Payments are the backbone of these platforms, enabling peer-to-peer (P2P) transfers, pay-to-merchant (P2M) transactions, pay-to-government (P2G) services, and diverse cash-in/cash-out methods. Seamless wallet experiences, instant transfers, and integrated payment rails are not just features but the foundation of the ecosystem. Digital onboarding is critical, ensuring compliance with KYC and AML while maintaining user-friendliness. Once onboarded, users gain access to a full spectrum of financial services, from wallet top-ups to advanced offerings like micro-lending and digital asset trading. Companies like FOO are at the forefront of this transformation, embedding wallet functionality, P2P payments, BNPL, P2M/P2G capabilities, and cross-border remittances into super app platforms. However, building such infrastructure is complex, requiring adherence to regulatory frameworks, risk management, and data security while prioritizing user experience. In emerging markets, super apps are leapfrogging financial inclusion, providing underserved populations with secure, affordable, and convenient financial services. Even in mature markets, the demand for consolidated digital experiences is growing as consumers seek integrated solutions to combat app fatigue. The success of super apps hinges on trust and user-centricity. As these platforms accumulate data and expand their influence, transparency, security, and responsible innovation must remain priorities. Compliance, risk management, and security frameworks are not just back-end features but the bedrock of credibility. Competition is intensifying, with traditional banks, fintech startups, and tech giants vying for a share of the super app market. Partnerships will be key to success, leveraging fintech expertise, regulatory knowledge, and consumer trust to deliver scalable, holistic platforms. The rise of super apps marks a new chapter in the evolution of payments, placing them at the center of everyday digital interactions. For fintech innovators, this presents both a challenge and an opportunity—to build complex, compliant systems at scale while redefining value exchange in the digital economy. Super apps are not just the next frontier in payments; they are the foundation of the next generation of digital economies.

  • Sheikh Hamdan approves new AI initiatives to fast-track Dubai’s next big digital push

    Sheikh Hamdan approves new AI initiatives to fast-track Dubai’s next big digital push

    Dubai has taken a significant leap toward solidifying its position as a global leader in artificial intelligence (AI) and digital transformation. Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, has approved a series of groundbreaking AI initiatives aimed at accelerating the city’s technological advancement. These initiatives include the launch of the ‘AI Infrastructure Empowerment Platform’, the establishment of the ‘Dubai AI Acceleration Taskforce’, and the introduction of the ‘Unicorn 30 Programme’. These projects were greenlit during the second 2025 meeting of the Higher Committee for Future Technology Development and the Digital Economy. The ‘AI Infrastructure Empowerment Platform’ is designed to provide government entities with a secure, integrated digital environment to develop AI-driven solutions efficiently and cost-effectively. The ‘Dubai AI Acceleration Taskforce’ will foster collaboration among government entities to align AI strategies and accelerate decision-making. Meanwhile, the ‘Unicorn 30 Programme’, developed by the Dubai Chamber of Digital Economy, aims to nurture 30 emerging companies into global unicorns, reinforcing Dubai’s status as a hub for entrepreneurship and innovation. Additionally, plans for the 2026 edition of Gitex Global were reviewed, with the event set to move to Expo City Dubai, promising a larger scale and richer content. These initiatives underscore Dubai’s commitment to becoming the world’s fastest and smartest city, leveraging AI to drive economic growth and innovation.

  • Open source and AI drive UAE’s digital sovereignty push

    Open source and AI drive UAE’s digital sovereignty push

    The United Arab Emirates (UAE) is positioning itself as a regional leader in digital sovereignty, leveraging open-source technology and artificial intelligence (AI) to build secure, scalable, and locally governed digital infrastructure. This strategic shift was prominently showcased at GITEX Global 2025, where global open-source software provider SUSE played a pivotal role in highlighting the UAE’s ambitions. SUSE introduced its SUSE Rancher Prime platform, designed to enable organizations to manage AI workloads across hybrid and multi-cloud environments while adhering to national data regulations. The company also collaborated with industry giants such as Dell Technologies, Intel, Cisco, Pure Storage, and e& to demonstrate scalable AI adoption using open-source infrastructure. Ismail Ibrahim, SUSE’s Sales Director and General Manager for CEMEA, emphasized the importance of infrastructure that is ‘sovereign by design,’ ensuring transparency, security, and national control. The UAE’s focus on digital sovereignty aligns with its broader goal of becoming the Middle East’s AI hub. SUSE is actively working with local partners to develop reference architectures and best practices, facilitating the transition from pilot projects to full-scale deployments. Security remains a top priority, with SUSE offering tools to monitor performance, protect data, and defend against AI-driven cyber threats. As the UAE and Saudi Arabia emerge as priority markets, SUSE is aligning its open-source platforms with national digital agendas, underscoring the importance of open collaboration and trusted technology in building resilient, future-ready infrastructure.

  • Ministry exposes US plot to tamper with Beijing Time

    Ministry exposes US plot to tamper with Beijing Time

    China’s Ministry of State Security has unveiled a series of cyberattacks orchestrated by the United States National Security Agency (NSA) against the National Time Service Center in Xi’an, Shaanxi province. Since 2022, the NSA has targeted the center, which is responsible for maintaining Beijing Time, a critical component of China’s national infrastructure. The attacks, if successful, could have disrupted network communications, financial systems, power grids, transportation networks, and even space launches, according to the ministry’s investigation. The National Time Service Center plays a pivotal role in providing precision time services essential for sectors such as communications, finance, electricity, transportation, mapping, and defense. The ministry warned that such cyberattacks could trigger international time chaos, with far-reaching and unpredictable consequences. The NSA reportedly exploited vulnerabilities in a foreign cellphone brand’s messaging service in March 2022 to gain control over mobile devices of center staff, stealing sensitive information. From April 2023, the NSA repeatedly infiltrated the center’s computer systems using stolen credentials. Between August 2023 and June 2024, the NSA deployed a new cyber warfare platform with 42 specialized tools to target the center’s High-Precision Ground-Based Timing System. The attacks were often timed during late-night to early-morning hours in Beijing, using virtual private servers in the US, Europe, and Asia to mask their origin. The US also employed tactics like forging digital certificates and using strong encryption to erase evidence. Following the discovery of these attacks, the Chinese national security agency guided the center to enhance its cybersecurity measures. The ministry accused the US of pursuing cyber hegemony, violating international norms, and targeting critical infrastructure worldwide. It also highlighted the US’s use of technical bases in Taiwan, the Philippines, and Japan to launch attacks while maintaining plausible deniability. The report concluded that the US, despite its accusations of a ‘China cyber threat,’ is the true ‘hacker empire’ and the primary source of global cyberspace instability.

  • China accuses US of cyberattack on national time center

    China accuses US of cyberattack on national time center

    China has leveled serious allegations against the U.S. National Security Agency (NSA), accusing it of orchestrating cyberattacks on its National Time Service Center. The Ministry of State Security disclosed these claims in a WeChat post on Sunday, following an investigation. According to the ministry, the NSA exploited vulnerabilities in the messaging services of an unspecified foreign mobile phone brand in 2022, targeting devices of the center’s staff to steal sensitive information. Additionally, the U.S. agency allegedly deployed 42 types of advanced cyberattack tools to infiltrate the center’s internal network systems between 2023 and 2024, with attempts to breach a critical timing system. The ministry asserted it possesses evidence but did not disclose it publicly. The National Time Service Center plays a pivotal role in generating and distributing China’s standard time, as well as providing timing services to critical sectors such as communications, finance, power, transport, and defense. The ministry has reportedly issued guidance to the center to mitigate risks. China also criticized the U.S. for hypocrisy, stating that it accuses others of cyber threats while engaging in similar activities itself. This accusation comes amid escalating tensions between the two nations over trade, technology, and Taiwan. Western governments have previously alleged that hackers linked to the Chinese government have targeted officials, journalists, and corporations. The U.S. Embassy has yet to respond to these allegations.

  • A mushroom farm in Kenya and fungi-based panels give hope for sustainable building

    A mushroom farm in Kenya and fungi-based panels give hope for sustainable building

    In a groundbreaking initiative near Nairobi, Kenya, a mushroom farm is revolutionizing the construction industry by producing mycelium-based building materials. MycoTile, a local company, transforms the root structure of mushrooms into durable panels that are both cost-effective and environmentally friendly. These panels, used for insulation, roofing, and interior decor, are significantly cheaper than traditional bricks and mortar, offering a sustainable solution to the city’s housing crisis.

  • AI becomes the cornerstone of digital transformation in the Middle East

    AI becomes the cornerstone of digital transformation in the Middle East

    Artificial intelligence (AI) has emerged as the driving force behind digital transformation in the Middle East, reshaping how organizations operate and compete in the digital economy. At Gitex Global 2025, OpenText underscored the pivotal role of AI, particularly the rise of Agentic AI, in accelerating the region’s digital agendas. George Schembri, Vice President and General Manager for the Middle East at OpenText, emphasized that AI is no longer just a productivity tool but a catalyst for intelligence at scale, turning data into actionable insights and fostering long-term competitiveness. A significant trend is the shift from traditional AI to Agentic AI, which operates autonomously, collaborates across systems, and learns from outcomes, enabling businesses to transition from reactive decision-making to proactive strategy execution. OpenText is also addressing the convergence of AI, cloud, and cybersecurity, ensuring that AI-driven insights are scalable and secure. This integrated approach is critical for organizations aiming to reduce complexity, accelerate innovation, and build trust in a digital-first world. Additionally, the evolving workforce, particularly Gen Z, is driving demand for intuitive, mobile-first tools that support flexibility and purpose-driven work. OpenText is meeting these needs through conversational AI, secure cloud platforms, and automation that streamline enterprise workflows. As the Middle East continues its digital evolution, OpenText’s message is clear: AI is the foundation of a smarter, more resilient, and human-centered future of work.

  • Low-code, no-code platforms power Middle East’s digital leap

    Low-code, no-code platforms power Middle East’s digital leap

    As the Middle East accelerates its digital transformation, low-code and no-code platforms are emerging as critical tools for modernization. At GITEX 2025, Nintex showcased its platforms as a vital enabler for governments and enterprises across the region. These platforms allow organizations—from federal agencies to banks and telecoms—to develop internal workflows and customer-facing applications in hours rather than months. This rapid development capability is particularly valuable in countries like the UAE and Saudi Arabia, where digital transformation is a cornerstone of national strategy. Initiatives such as ‘zero tax, zero bureaucracy’ and AI-first citizen services demand agile, scalable solutions, which low-code platforms effectively provide. One of the significant challenges in deploying AI is fragmented data. Nintex addresses this by automating processes that unify information across systems, creating a robust foundation for AI-driven insights. Samir Akel, VP of Nintex, emphasized the importance of operational readiness, urging businesses to transition from manual to measurable workflows. ‘Leaders across the region want measurable AI results this quarter,’ Akel stated. ‘If your processes are broken, your AI will be too.’ Akel highlighted the Middle East’s potential for rapid AI growth, with IDC forecasting AI spending in the META region to reach $7.2 billion by 2026. However, he cautioned that without mature processes and clean data, AI efforts may fall short. Nintex is also addressing concerns around data sovereignty. While global trends once favored cloud-first strategies, the company notes a resurgence in on-premise deployments, particularly in the Middle East, where security and control are paramount. Nintex’s platform supports both cloud and on-premise models, offering flexibility based on regulatory and operational needs. Looking ahead, Nintex is advancing into ‘agentic business orchestration,’ where AI not only supports workflows but also generates them. This vision includes AI engines that can suggest e-forms, recommend process flows, and integrate seamlessly across government authorities to deliver unified citizen services. With over two decades of partnerships in the region, including collaborations with the UAE’s Federal Tax Authority and Khalifa University, Nintex is positioning itself as a key player in the Middle East’s digital future, bridging legacy infrastructure with next-generation automation and AI.

  • MongoDB taps into MEA’s AI momentum and data sovereignty push at Gitex Global 2025

    MongoDB taps into MEA’s AI momentum and data sovereignty push at Gitex Global 2025

    At Gitex Global 2025, MongoDB emerged as a key player in the Middle East and Africa’s (MEA) digital transformation, aligning its strategy with the region’s accelerating AI ambitions and data sovereignty initiatives. The event marked a significant shift from AI experimentation to enterprise-grade deployment, with MongoDB positioning itself as a foundational platform for building intelligent, secure, and compliant applications.

    MongoDB showcased its latest innovations, including context-aware embedding models and self-managed vector search, designed to meet the growing demand for production-grade AI solutions. These tools enable organizations to scale AI applications across sectors like smart cities, healthcare, and education. The company’s Model Context Protocol (MCP) Server, which integrates MongoDB deployments with AI assistants like GitHub Copilot and Claude, further simplifies developer interactions with data using natural language.

    Anders Irlander Fabry, MongoDB’s Regional Director for MEA, emphasized the company’s alignment with the region’s evolving tech landscape. He highlighted MongoDB’s diverse offerings, from the open-source MongoDB Community edition to enterprise-grade solutions and MongoDB Atlas, its fully managed cloud database. These are complemented by professional services, training, and consulting aimed at maximizing the value of data infrastructure.

    Fabry noted the region’s phenomenal momentum, citing MongoDB’s rapid growth from fewer than five employees to over 25 in just two years. This growth reflects the urgency with which organizations are embracing digital transformation, driven by Gulf governments’ investments in technology as a pillar of economic diversification.

    To support this transition, MongoDB is investing heavily in developer enablement, offering user groups, events, and free onboarding sessions. Fabry envisions explosive growth for MongoDB and the broader AI ecosystem in MEA, with the technology stack creating tens of thousands of jobs and redefining industries.

    With its flexible architecture, regional presence, and focus on AI-readiness, MongoDB is well-positioned to capitalize on MEA’s digital future, making its timing at Gitex Global 2025 particularly strategic.

  • Voxtron eyes AI-driven growth in UAE’s customer experience market

    Voxtron eyes AI-driven growth in UAE’s customer experience market

    As the UAE accelerates its digital transformation, Voxtron Middle East is emerging as a key player in revolutionizing customer experience (CX) through artificial intelligence (AI). Established in 2010, the Dubai-based systems integrator has expanded its offerings from omnichannel contact centers to comprehensive customer engagement ecosystems powered by AI. With over 250 clients across the Middle East, Voxtron is leveraging its expertise to meet the evolving demands of businesses and consumers alike. P. Thomas, CEO of Voxtron, emphasized the company’s shift from traditional contact center solutions to advanced tools like ERP systems, virtual agents, and digital engagement platforms. ‘Our goal is to enhance how companies connect with their customers across all channels,’ Thomas stated during an interview at Gitex Global. Voxtron’s flagship products, including the cloud-based Voxvantage Contact Center as a Service (CCaaS) and Engage 360, are designed to streamline operations, personalize interactions, and reduce costs. The company has also integrated its solutions with platforms like Microsoft Dynamics 365 and Odoo ERP. Recognizing the preferences of younger consumers, particularly Gen Z, Voxtron has prioritized mobile-friendly and social media-integrated solutions. ‘Younger customers prefer instant, intuitive engagement through platforms they already use,’ Thomas explained. The UAE’s tech-savvy market has been instrumental in Voxtron’s growth, with businesses actively seeking strategic solutions to stay competitive. Voxtron’s partnerships with global tech leaders such as Microsoft, Enghouse Interactive, and Kore.ai have enabled it to deliver AI-enhanced services, including conversational bots and intelligent routing systems. Looking ahead, Thomas envisions AI as the cornerstone of CX, with applications ranging from predictive analytics to virtual agents. ‘AI will be embedded in every aspect of CX,’ he said. With the UAE government increasing its investment in AI and digital infrastructure, Voxtron anticipates sustained demand for innovative, scalable CX solutions. ‘We’re not just reacting to trends; we’re helping shape them,’ Thomas concluded.